|
|
|
|
Getting Started | Carl C. Silver Law
230 S. Third Ave.
Alpena, MI 49707
The decision to file bankruptcy is a difficult personal decision that most people feel very uncomfortable making. Too often people make the mistake of depleting their savings and/or retirement account(s) to pay creditors before they decide to file bankurptcy.
Factors that can force a family to file bankruptcy:
- Loss of income
-
Credit card debt
-
Medical Expenses
-
Lawsuit
-
Garnishments
-
Mortgage Payments
- Foreclosure
- Death of a Spouse
- Divorce
- Cost of living
Often times filing bankruptcy is the only way families can begin to rebuild their credit, their savings and most importantly their future. We can help you get a fresh financial start.
10 STEPS TO A FRESH FINANCIAL START
- Visit our Frequently Asked Questions.
- Call 800-233-3547 or 989-356-6323 for a free consultation.
-
Receive a Bankruptcy Packet which outlines the specific paperwork you will need to bring to your appointment with Mr. Silver.
-
Call our office with any questions you may have once your receive your Bankruptcy Packet. Our friendly, supportive, experienced staff will be more than happy to assist you.
- Obtain your Pre-Bankruptcy Counseling Certificate. (Information provided in the packet)
- Schedule an appointment with our office when you have obtained your Pre-Bankruptcy Counseling Certificate and have gathered ALL of your paperwork.
- Sign your Petition.
-
File your Petition. We will file your Petition with the US Bankruptcy Court.
-
Obtain your Debtor Education Certificate. (Information provided in the packet)
- Attend your Credit Hearing in Bay City
Bankruptcy cases with Garnishments or Foreclosures may have to be done on an emergency basis if a client waits too long to file.
Call today for your Free Initial Consultation - (989) 356-6323 or (800) 233-3547.
|
|
|
|
|
